“About one in 25 Australian homes are at high risk of becoming effectively uninsurable by 2030, according to a new Climate Council report based on analysis by a climate risk assessment group (ABC, 2022).” (Dr Peng Yew Wong, RMIT School of Property.)
Australia's construction industry is corrupt, but protected by government. This has left building consumers in a terrible situation. A current scandal is that they are being forced to pay billions for builders' mistakes in a situation where no building over 3 stories is insured. This video is of an interview with Nerrida Pohl about the dangers of inflammable cladding on skyscrapers, using her own building as an example. The location affords views of similar problems on surrounding skyscrapers in South Yarra. It also illustrates the irony of having one's view built out, even when one lives in a skyscraper, as massive population growth an deregulation accelerate infilling and raise heights. Nerrida was a speaker at the Victorian Building Action Group AGM this year.
VIDEO UNPUBLISHED: Unfortunately the person interviewed in this video has asked me to unpublish it pending her dealing with some pressure she has received in response. Because this was a very educational video, I am regretfully unpublishing it for the time being.
Did you know that you cannot insure buildings over three stories high in Australia? On Sunday 16 June apartment owners and renters were locked out of a 122 unit apartment tower called Mascot Towers, in Sydney. Due to serious structural weaknesses, residents were rendered treeless like so many koalas, and with little more assistance. In Melbourne on Sunday 23 June, residents and shop owners in a 237 apartment building known as "Liberty Tower" were told to leave because the flooding had cut power throughout the building and damaged the lift. Apparently the water rose to 1.5m in some parts of the basement.
It seems that the Australian construction industry has become so unregulated, corrupt, incompetent, and uninsurable, that residents buy high-rise apartments at their own risk in Australia. The risks involved: huge financial loss and costs, homelessness, and injury, are themselves a reason to dramatically slow down development and the huge immigration levels that drive the reckless, 'self'-regulated construction that now characterises Australia. If Australian governments cannot make sure that high-rises are actually long-term viable and insurable as such, then developers should not be given permission to build them. That means that the mad schemes for population growth via mass immigration need to stop, pending significant changes in law and practice.
Architects Geoff Hanmer, Steve Gleeson and Mark Maugham discussed the following in comments at https://theconversation.com/buck-passing-on-apartment-building-safety-leaves-residents-at-risk-119000:
- Home warranty insurance is not available for buildings over three storeys high in NSW. (Neither is it available in Victoria and probably other states.)
- Since construction companies often have short lives, a 25 year insurance policy should be purchased by the developer, upfront. It should be lodged as part of the final handover of the building to a government department. This would mean that the 'department' has the job of looking after the records and of paying out, and that the process would not be affected by change of ownership. The beneficiaries would be the apartment owners. It would be in the interests of the insurance company to ensure that the building is properly designed for a long life.
Probably all buildings should have this kind of insurance that benefits owners.
- That there is a need to employ architects and give them authority to approve the final product, since they are held responsible for its defects. Apparently at the moment the developer is deemed to be the 'consumer' and carries no responsibility. So, if the developer had to take out insurance for the rectification of defects, they would probably act more responsibly. It has been suggested that insurance companies should require a building professional to represent them onsite to ensure quality control before they give the developer insurance.
Until such changes are implemented, it seems to me that the 'program' for high density in Australian cities and suburbs needs to halt. Since this is the program that is supposed to retrofit a doubling of the population (and more, sky's the limit) in this country, the mass immigration of cities full of people needs to stop, because we simply won't be able to house them.
A case in point would be the proposed redevelopment with residential towers of the old Gas and Fuel Site known as Highett Gasworks. If the Victorian State Government has its way, and changes the height limit for the public land at 1136-1138 Nepean Highway, Highett to 26m, then the site will be doomed to be covered in uninsurable high-rises. As it is, any densification of this public land reduces the ratio of public open green space per person.
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